Benefit Watch’s long-standing relationships with insurance companies enable us to offer comprehensive service packages and numerous options for financial planning when providing employee benefits.
   Once we understand your objectives, we design a program tailored to meet your corporation’s specific needs. We present to you a plan that incorporates the latest cost containment measures while
providing your employees with health care coverage that protects their well being.
   Then, we’re there for you with ongoing, day-to-day administrative assistance, and provide you with annual reviews of benefit structure and cost.


• Verify that your current benefit package is satisfying its intended objectives.
• Determine whether the program complies with government rules, such as section 79 or 125 of the Internal RevenueCode.
• Evaluate the current program’s competitiveness from a cost and benefit perspective.
• Determine whether cost reductions or benefit increases can be achieved through alternative funding methods.


• Define your company’s objectives.
• Evaluate the types of plans that best satisfy these objectives.
• Determine the feasibility of Flexible Benefit Cafeteria programs.
• Design plan provisions with specific emphasis on managed health care.
• Evaluate funding alternatives.
• Prepare the data necessary for the underwriter’s quotation of insured plans.
• Select and negotiate with the insurance carrier(s) or the administrator of a self-insured plan.
• Prepare and discuss a report outlining the plan provisions, cost summaries and benefit illustrations.